Skip to content

Lulalend is now Lula. We have a new name, a new look, but we're still your friends in funding 😃.

Login

Fast,
simple business funding

Apply for up to R5 million and receive your funds in as little as 24 hours. It's fast, simple, Lula.

Get Started
Lula card

Up to R5 million in business funding, fast.

We've been working with SMEs like you since 2014 and we've turned our insights into two funding solutions, a Lula Cash Flow Facility and a Fixed-Term Funding.

Lula business funding restaurant funding

Cash Flow Facility

Flexible funding that gives you fast, easy access to working capital when you need it. Our Cash Flow Facility works just like a revolving loan, but better. No monthly account or admin fees. Only pay for what you use, if you use it.

Get a quick quote

Fixed-Term Funding

Fixed-Term Funding that gives you a crystal clear repayment period. Our Fixed-Term Funding is a once-off lump sum that gets repaid over 3, 6, 9 or 12 months. Fixed terms. Fixed fees. No early repayment penalties.

Get a quick quote

Do you qualify?

We’re here to empower every SME (that’s you) to succeed, so we keep our minimum qualifications less intensive than the banks.

Icon with a clock.

1+ years

Time in business

R500,000+

Annual revenue

Icon with South African flag.

South Africa

Location

So how much business funding do you need?

Play around with our business funding calculator to see our simple, straight-up costs and don't forget, if you repay early, you save.

r
Please enter an amount between R10,000 and R5,000,000. The amount should be rounded to R10,000
R10,000 R5,000,000
6 months

First repayment

R30,266

Second repayment

R28,266

Total repayment

0
No additional costs
Apply

Months Capital payment Cost Payment due p/m
1 0 0 0
2 0 0 0
3 0 0 0
4 0 0 0
5 0 0 0
6 0 0 0
7 0 0 0
8 0 0 0
9 0 0 0
10 0 0 0
11 0 0 0
12 0 0 0
Total 0 0 0

Based on the average Lula Score and credit history. Your repayment plan may differ.

  • No hidden fees
  • No early repayment penalty
Apply

Say hello to Lulapay, our answer to trade credit.

No one likes to wait - especially to get paid. With Lulapay, you get paid instantly while your customers get up to 6 months to pay.

Trade Capital Business Funding Credit

Get paid instantly while your customers get terms.

  • Sign up online – it’s quick, easy and there’s zero commitment.
  • Get paid the second your customer’s funding is approved.
  • Your customers get up to 6-months to pay.
Find out more

Trusted by business owners like you.



Ida-Louise Swart
With Lula there is a certain amount of trust that they place in you. They have faith in you.
Ida-Louise Swart
Pink Scissors Salon
Bronwyn Philipps
I love the trust element between myself and Lula – knowing that I'm going to get my cash as soon as I put in my request.
Bronwyn Philipps
Off the Gluten Path
Allistair Bunding
The great thing is that the whole transaction was done in 5 minutes. Lula understands my business.
Allistair Bunding
Sports & Corporate
Theresa Ward and Edwina Butterworth
What we liked about Lula is that the process for application was extremely easy. Within a couple of hours, we were approved.
Theresa Ward and Edwina Butterworth
Manyene Holdings
Willem Haarhof
The biggest challenge we face is access to cash. What Lula has enabled me to do is take that worry about cash flow away.
Willem Haarhof
DoughGetters Accounting™
Phaedon Gourtsoyannis
Having easy access to cash is probably one of the most important things, that’s where Lula comes in.
Phaedon Gourtsoyannis
Cape Coffee Beans
Ghia Nadel
Lula has enabled me to expand my product offering, buy equipment and, as a result, create jobs in my community.
Ghia Nadel
Tra.Dish.Nal

Keep in touch 🙌

Sign up for tips, insights & inspiring stories to help grow your business.

    By signing up, you consent to the processing of your personal information for the purpose of direct marketing by means of electronic communications.