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Lulalend is now Lula. We have a new name, a new look, but we're still your friends in funding 😃.

simple business funding

Apply for up to R5 million and receive your funds in as little as 24 hours. It's fast, simple, Lula.

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Up to R5 million in business funding, fast.

We've been working with SMEs like you since 2014 and we've turned our insights into two funding solutions, a Lulalend Revolving Capital Facility and a Lulalend Capital Advance.

Lula business funding restaurant funding

Revolving Capital Facility

Flexible funding that gives you fast, easy access to working capital when you need it. Our Revolving Capital Facility works just like a revolving loan, but better. No monthly account or admin fees. Only pay for what you use, if you use it.

Get a quick quote

Capital Advance

Fixed funding that gives you a crystal clear repayment period. Our Capital Advance is a once-off lump sum that gets repaid over 3, 6, 9 or 12 months. Fixed terms. Fixed fees. No early repayment penalties.

SME Banking made fast, easy, Lula.

When we built Lula, we didn’t just create a business banking account, we built a better way to run your business.

  • We’re fully digital and open to all. Any business can open an account in minutes. No branch visits. No queues.
  • You can get even faster, easier access to business funding.
  • We’re all about real help from humans who care. We’ll never force you to speak to a robot and our response times are fast. 
  • Your bank account comes with Lulaflow our powerful cash flow manager that gives you the data to make better business decisions.
Want to know more?

So how much business funding do you need?

Play around with our business funding calculator to see our simple, straight-up costs and don't forget, if you repay early, you save.

Enter an amount rounded to the nearest R10,000
Please enter an amount between R10,000 and R5,000,000. The amount should be rounded to R10,000
R10,000 R5,000,000
6 months

First repayment


Second repayment


Total repayment

No additional costs
Months Capital payment Cost Payment due p/m
1 0 0 0
2 0 0 0
3 0 0 0
4 0 0 0
5 0 0 0
6 0 0 0
7 0 0 0
8 0 0 0
9 0 0 0
10 0 0 0
11 0 0 0
12 0 0 0
Total 0 0 0

Say hello to Lulapay, our answer to trade credit.

No one likes to wait - especially to get paid. With Lulapay, you get paid instantly while your customers get up to 6 months to pay.

Trade Capital Business Funding Credit

Get paid instantly while your customers get terms.

  • Sign up online – it’s quick, easy and there’s zero commitment.
  • Get paid the second your customer’s funding is approved.
  • Your customers get up to 6-months to pay.
Find out more

Trusted by business owners like you.

Phaedon Gourtsoyannis
Having easy access to cash is probably one of the most important things, that’s where Lula comes in.
Willem Haarhof
The biggest challenge we face is access to cash. What Lula has enabled me to do is take that worry about cash flow away.
Jerome Roberts
Lula makes it easier for SMEs to access funding when they need it most.
Jennifer Classen
I see Lula as a financial partner, and because I have this partner, I don't need to worry about cashflow.

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